The Hidden Cost of Family Health: What Employers Overlook in Self-Funded Plans

Ignoring spouses and children is a financial risk.

Dec 2 • DAVID SILVERSTEIN

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November 2025

The Free Market Is the Only Force That Can Fix American Healthcare

The reckoning America cannot avoid.

Nov 17 • DAVID SILVERSTEIN

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Will Employee Benefit Brokers Become a Relic of the Past?

When transparency rises, the middleman falls.

Nov 5 • DAVID SILVERSTEIN

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October 2025

Is Your Health Plan’s Network a Mirage?

When hospitals stretch the truth, employers and their employees pay the price.

Oct 22 • DAVID SILVERSTEIN

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The Great Healthcare Hand-Off

It’s hard to know which way middle-class Americans should turn when both the government and the private sector are pointing at each other, and pushing…

Oct 7 • DAVID SILVERSTEIN

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August 2025

The Employer's Vaccine Paradox

Opt-outs make opt-ins essential in the workforce.

Aug 29 • DAVID SILVERSTEIN

The American Healthcare System Is Failing

Five years from now, we won’t recognize the system we have today.

Aug 10 • DAVID SILVERSTEIN

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Who’s Steering the Ship?

How hospitals, insurers, and health systems manipulate patients into expensive care while claiming to have their best interests at heart.

Aug 4 • DAVID SILVERSTEIN

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July 2025

The Nonprofit Paradox: Tax-Free Profits at the Expense of Communities

Why nonprofit hospitals should be taxed on their profits.

Jul 24 • DAVID SILVERSTEIN

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Employer and Employee Medical Costs Are About to Soar

Years of mismanagement, a dysfunctional economic system, general inflation, and the Big Beautiful Bill are colliding. Costs are about to soar!

Jul 10 • DAVID SILVERSTEIN

Are You Getting the Information You Deserve from Your Broker or Benefit Consultant?

Three-party systems are transparency killers.

Jul 9 • DAVID SILVERSTEIN

Weapons of Mass Corruption Part 1: Point Solutions

How some employee benefit brokers and consultants exploit "point solution" rotations to mask rising costs and sow confusion.

Jul 7 • DAVID SILVERSTEIN

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