The Cavalry Isn't Coming.

No one is going to reduce your healthcare spend except you.

May 5 • DAVID SILVERSTEIN

April 2026

Thinking About Joining a Share Plan?

Seven things every potential health share plan member should know.

Apr 28 • DAVID SILVERSTEIN

The Rise of Share Plans

What a growing alternative to traditional insurance reveals about the state of American healthcare.

Apr 22 • DAVID SILVERSTEIN

You Are the Insurance Company. It's Time to Start Acting Like It.

Self-funded employers have more power than they've been led to believe. Most just don't know it yet.

Apr 14 • DAVID SILVERSTEIN

February 2026

Enough with Value-Based Care

Value-based care and risk-based payment models are accelerating the path toward system collapse.

Feb 27 • DAVID SILVERSTEIN

What Your Benefits Consultant Isn’t Telling You About Their Paycheck

A look inside the hidden world of employee benefit consultant compensation.

Feb 18 • DAVID SILVERSTEIN

I Don't Hate Brokers

I hate the system that turns honest brokers into cowards.

Feb 12 • DAVID SILVERSTEIN

You're On the Clock, Part 1: The Draft for Your Next Benefits Broker Starts Now

You’re on the clock. A series on taking control of your benefits strategy

Feb 5 • DAVID SILVERSTEIN

You’re On the Clock, Part 2: Are You Ready to Draft a Franchise Broker?

Why even experienced HR leaders are at a disadvantage when choosing a benefits consultant.

Feb 4 • DAVID SILVERSTEIN

You’re On the Clock, Part Three: The Blitz Is Coming

Championship teams win by studying film.

Feb 4 • DAVID SILVERSTEIN

You’re On the Clock, Part Four: Eat the Dead Cap

Making the hard call when your benefits strategy isn’t delivering.

Feb 4 • DAVID SILVERSTEIN

January 2026

LOL: How Washington Keeps Making Healthcare Worse

If only we could afford to laugh; but it’s not funny.

Jan 7 • DAVID SILVERSTEIN